AU: +61 435 333 804 NZ: +64 9 88 44 44 4
AU: info@financeandbeyond.com.au NZ: info@financeandbeyond.co.nz
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Our Team

Meet the professional credit advisors helping you navigate complex loan markets.
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Meet the Executive Team

Our senior partners bring over 30 years of combined credit experience to your transaction. Meet our brokers below.

Farook Ketan

Founder & Financial Adviser (FSP1008737)

Farook Ketan (FSPR: FSP1008737) is the Founder and Director of Finance and Beyond Limited (FSP1010707). Farook is authorised to provide financial advice under the Financial Advice Provider licence held by Finsure NZ Ltd. (FSP1005389). With over 18 years of professional experience across banking, credit brokerage, and commercial finance in New Zealand and Australia, Farook specializes in structuring tailored mortgage packages, KiwiSaver first-home withdrawals, Kāinga Ora First Home Loans, construction financing, and commercial debt facilities. Having also owned and operated commercial franchise businesses, Farook understands the practical cash flow dynamics, equipment fit-outs, and capital requirements faced by business owners. He combines banking technical expertise with real-world business acumen to structure lending solutions aligned with long-term wealth accumulation.
KiwiSaver First Home Withdrawals Kāinga Ora First Home Loans Residential Mortgages Investment Property Lending Refinancing & Restructuring Construction & Turnkey Finance Commercial Property Loans Business Lending Asset & Equipment Finance
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Farook Ketan

Arafat Chowdhury

Senior Commercial & Corporate Specialist

Arafat Chowdhury is a Senior Commercial Specialist at Finance & Beyond. Throughout his distinguished 15-year career in institutional and commercial banking across major banking groups (including Westpac Group, St.George Bank, and NAB), Arafat has focused on commercial property developments, mid-market business structures, and corporate debt syndication. Arafat brings deep technical expertise in corporate financial statement analysis, complex commercial credit facilities, and business growth advisory, supporting commercial clients through structured debt solutions.
Commercial Property Structuring SME Business Debt Corporate Financial Analysis Commercial Debt Syndication Capital Growth Advisory
Book Appointment with Arafat
Arafat Chowdhury
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Auckland Office New Zealand

+64 9 88 44 44 4

Finance and Beyond Limited (FSP1010707) is authorised to provide financial advice under the Financial Advice Provider licence held by Finsure NZ Ltd. (FSP1005389). Financial Adviser: Mr Farook Ketan (FSP1008737).

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Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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