Whether you manage an engineering firm, an IT consultancy, an architectural practice, or marketing agency, professional service firms require specialized commercial lending to support expansion. We design cash flow loans, office fit-out leasing, and partnership equity buy-in structures that protect your cash reserves and align with tax-minimization trust strategies.
"Farook Ketan and the team at Finance & Beyond were outstanding. As a self-employed business owner, traditional banks kept asking for endless documentation. Farook restructured our application using a self-employed income verification strategy, securing a highly competitive rate for our new commercial premises. Highly recommend!"
Marcus Davies
Business Owner, Christchurch"Being first home buyers in Auckland, we were nervous about navigating deposit requirements. Finance & Beyond guided us through KiwiSaver first-home withdrawals and Kāinga Ora First Home Loan options. We bought our first home with a 5% deposit and optimized Low Equity Premium terms. Absolute game changer!"
Sarah & David Thompson
First Home Buyers, Auckland"Farook Ketan was exceptional. He leveraged my professional registration with the Medical Council of New Zealand (MCNZ) to structure a high-LVR investment loan with competitive Low Equity Premium (LEP) terms. The process was fast, professional, and private banking quality."
Dr. Catherine Chang
Medical Specialist, Auckland"We recently restructured three rental properties with Finance & Beyond. Farook structured stand-alone loans to un-cross our portfolio under NZ bank LVR rules, unlocking substantial equity for our next acquisition. Their knowledge of bank policies is unmatched."
Jonathan Vance
Rental Property Investor, WellingtonLet us review your structural parameters to help you achieve significant wealth scale.
Finance and Beyond Limited (FSP1010707) is authorised to provide financial advice under the Financial Advice Provider licence held by Finsure NZ Ltd. (FSP1005389). Financial Adviser: Mr Farook Ketan (FSP1008737).
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